"Pembiayaan BPKB" refers to a type of financing arrangement in Indonesia where the borrower uses their vehicle's BPKB (abbreviation for "Buku Pemilik Kendaraan Bermotor" or Vehicle Ownership Book) as collateral for a loan. The BPKB is a legal document that establishes proof of ownership for a motorized vehicle, such as a car or motorcycle.

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