Cancel credit cards prior to death by wysiwig
Close
Hover over top left image to zoom.
Click anywhere to exit.
Members remain the original copyright holder in all their materials here at Renderosity. Use of any of their material inconsistent with the terms and conditions set forth is prohibited and is considered an infringement of the copyrights of the respective holders unless specially stated otherwise.
Description
THIS I CAN BELIEVE
I received this from my brother yesterday and thought some of you might find it interesting. Sort of a palate cleanser if you like before I continue with the trip through Java. It one of those stories you hope is not true but I went through something similar when my mother passed away.
***********************************************
Note to self: Cancel credit cards prior to death!
A lady died this past January, and the Royal Bank billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00, now is somewhere around $30.00. A family member placed a call to the Royal Bank:
Family Member: 'I am calling to tell you that she died in January.'
Royal Bank: 'The account was never closed and the late fees and charges still apply.'
Family Member: 'Maybe, you should turn it over to collections.'
Royal Bank: 'Since it is two months past due, it already has been.'
Family Member: So, what will they do when they find out she is dead?'
Royal Bank: 'Either report her account to the frauds division or report her to the credit bureau, maybe both!'
Family Member: 'Do you think God will be mad at her?'
Royal Bank: 'Excuse me?'
Family Member: 'Did you just get what I was telling you. The part about her being dead?'
Royal Bank: 'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:
Family Member: 'I'm calling to tell you, she died in January.'
Royal Bank: 'The account was never closed and the late fees and charges still apply.'
Family Member: 'You mean you want to collect from her estate?'
Royal Bank: (Stammer) 'Are you her lawyer?'
Family Member: 'No, I'm her great nephew.' (lawyer information given)
Royal Bank: 'Could you fax us a certificate of death?'
Family Member: 'Sure.' (fax number is given)
After they get the fax: Royal Bank: 'Our system just isn't set up for death. I don't know what more I can do to help.'
Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care.'
Royal Bank: 'Well, the late fees and charges do still apply.'
Family Member: 'Would you like her new billing address?'
Royal Bank: 'That might help.'
Family Member: ' Rookwood Memorial Cemetery , 1249 Centenary Rd, Sydney Plot Number 1049.'
Royal Bank: 'Sir, that's a cemetery!'
Family Member: 'Well, what the hell do you do with dead people on your planet?'
Comments (8)
myrrhluz
Oh lordy! I wonder how many trees die to send messages to the deceased that they are behind in their credit card payments. Maybe deceased bank officials should take up the responsibility for collecting late payments by the lately departed.
durleybeachbum
Hilarious, but sadly both I and one of my closest friends have experienced similar but much less serious events after the deaths of our mothers. Mine didn't have ant credit cards, but I wrote to inform the animal charites she supported to tell them of her death. Two of them wrote to HER saying that thye were so sorry to hear she had died, and that they would therefore no longer be receiving her support. And one of those went on to say that if at any time in the future she should change her mind they would be thrilled to hear from her!
blondeblurr
You must be pulling my leg Mark, hilarious, if you are not on the receiving end. LOL You told the story very well and so believable - no, no - not believable! Either way, it got a good chuckle out of me and you made my day ... BB
Faemike55
The sad part of this whole thing is that it happens all the time... Thanks for the smile
TallPockets
"The only two certain things in life are death and taxes" (Benjamin Franklin)
sandra46
WONDERFUL NARRATIVE!
npauling
Very well told and it has made me chuckle as it seems that it goes on all over the world. Amazing how thick people can be isn't it.
mariogiannecchini
Very funny narrative , Mark !