Let's say that all the above fails to work and you end up in a worse case scenerio of a reinstall... Well, all you have to do is copy over the files for this one figure. So you wouldn't be losing all your custom stuff. One thing though. This should serve as a wake up call to buy some means of archival. I recommend a CD burner for it permanency. If this had happened to one of your customized items that wasn't on the Poser CD it would be a disaster. Of course. Try what the above people have suggested before you go an copy the file. But just remember than you can if you need to copy over single files.

Truth has no value without backing by unfounded belief.
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