at this rate i'm going to have to go back to 2.2 and studio 4.0 (or quit rendering humans.. because it happens with male hair too).  it's not just me either.  my wife is having the same issue and she doesn't copy my settings at all.  she just goes with studio and reality defaults.  this isn't happening with 3delight.. so it HAS to be something that reality or lux is doing to the materials