i can see both sides.  personally, i'd really rather not spend ages fitting something that would be a piece of cake if i just had a couple of props and a second skin.  especially something like gloves or stockings that will look wrong if you're away from the surface of the skin even by few millimeters (with a translucent texture).  a toe prop and a smooth hands morph means a whole lot more flexibility when i make morphs than something that would have to be morphed to expand just enough to stay on the surface.  totally possible, but imho, more trouble than it's worth. 

but i know some people prefer the other way around.