Quote - o.k., thx Krewz for the tutorial.  very valuable info IMVHO.
poser users can also save anims as bvh to keyframe all frames, but of course
the bvh file lacks most of the pz3 file info.

You're right that bvh's don't store things like morphs, but also whenever I try applying bvh's in poser my figure will do things like leap 30 feet into the air or get broken fingers, even when I export then import the bvh from and to the exact same figure.  Using the method above gives much more predictable results.