Ya, like infinity10 says, figure is the proper term for a Poser figure while character represents a custom figure (created via morphs, using custom textures, etc.).  In reality, there should be these folders:

cameras
lights
props
figures
propHairs
facePoses
handPoses
poses
characters
materials

My lord, how separating poses from characters would alleviate the bloat in the pose folder!

C makes it easy to shoot yourself in the foot. C++ makes it harder, but when you do, you blow your whole leg off.

 -- Bjarne Stroustrup

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