I do believe you've hit the nail on the head JW with the temp file issue :)  As I do see temp files appearing on my E drive. That HD(F) is an old Compaq & it's prolly close to 7-8 years old IIRC(so could be slow on top of that).  That thought never crossed my mind.  Oh well, it's gone back to housing MP3's ;)

Thanks for that explanation :)  Learn something new everyday.